Category Archives: Private Home Loans

‘No fee’ mortgages reduce out-of-pocket costs

Changes in lending regulations combined with no-cost loans and fewer all-cash home buyers benefit Southern Nevadans in the market to buy a home. “Many homes buyers have lowered their out-of-pocket mortgage costs thanks to new Consumer Finance Protection Bureau’s mortgage regulations that took effect earlier this year and through Premier Mortgage Lending’s ‘no fee’ mortgage […]

Also posted in Another Chance Nevada | Tagged | Leave a comment

Are restrictive standards and new mortgage rules affecting home sales?

New mortgage standards have mandated a four-year waiting period for most home loans, to “keep risky buyers on the sidelines.” This nearly doubles the time that some homeowners, who experienced short sale or foreclosure, must wait to qualify for a new loan. Is this keeping the risk out of home buying or homeowners? Rick Piette, […]

Also posted in Another Chance Nevada | Tagged , , , , , , , , | Leave a comment

Things to avoid when selling your home

Not getting Pre-Approved Before you try to sell your home make sure that you talk to a mortgage lender, like Premier Mortgage Lending, even if you prefer to pay in cash. You want to be sure that you can get pre-approved for your next home. Failing to de-clutter When people come to look at your […]

Also posted in Homebuyers, Traditional Home Loans | Tagged , , , , , , , | Leave a comment

Get the best deal on your Home Loan

The purchase of a home will most likely be the single greatest expense in your life; however, the decision on a mortgage lender will be the most important. It is essential to get the best deal on a mortgage as possible. To get a truly great rate you need to shop smart. People make the […]

Also posted in Homebuyers, Traditional Home Loans | Tagged , , , , , , , , , | Leave a comment

Premier Mortgage Lending – Another Chance Mortgage

Whether it’s one day, two years or three, if you have experienced a short sale or foreclosure, you CAN purchase a home again! There are new private home loan programs that make buying easier than ever before.  “Having had a foreclosure with extenuating circumstances, I was amazed that I could ever get a mortgage again. […]

Also posted in Another Chance Nevada | Tagged , , , , , | Leave a comment

Premier Mortgage Lending Featured in Bloomberg Article

As a private-lender, Premier Mortgage Lending gives people a Second Chance at their credit. After the economic downfall many people were left forced to foreclose or short sale their home. While most lenders are turning away these people for conventional financing, we are looking at the person’s credit history prior to the foreclosure or short […]

Tagged , , , , , , , , , , , , , , | Leave a comment

7 things to know about applying for Home Loans.

Buying a home is a big decision and with that comes a lot of learning about home loans. We, at Premier Mortgage Lending, have outlined 7 things that all buyers should know about applying for home loans. 1) Learn about the different types of loans that are offered and their benefits. Traditional loans (i.e. FHA, […]

Also posted in How-to, Traditional Home Loans | Tagged , , , , , , , , , , , , , , , | Leave a comment

Premier Mortgage Lending is not a ‘hard money’ lender

A question we at Premier Mortgage Lending are frequently asked is: I have friends who took out one of those ‘hard money’ loans and they ended up losing their home. Could that happen to me? Answer: We do not consider ourselves to be a ‘hard money’ lender or a predatory lender. Our rates are normally […]

Tagged , , , , , , , | Leave a comment

Seven things to do to improve your credit score.

During the recession, hundreds of thousands of people saw their credit scores were negatively impacted. Now it’s time to get those credit scores back up. Here are 7 guidelines to follow to help improve your credit score. 1) Check your credit report. This should help to not only give you an idea of the direction […]

Also posted in How-to | Tagged , , , , , , , , , , | Leave a comment

If I declared bankruptcy, am I still eligibile to receive financing?

A question we are frequently asked here at Premier Mortgage Lending is If I’ve had to declare bankruptcy, am I still eligible for your loan program? Answer: Yes. We realize that the only way out for some of our borrowers was to seek the protection of the courts. Certain conditions apply, so you will need […]

Also posted in Homebuyers | Tagged , , , , , , , , | Leave a comment